NEW! Hospital Indemnity Insurance

Hospital Indemnity Insurance is a supplemental insurance plan designed to pay for the costs of a hospital admission and other related services. It can provide extra financial support for covered individuals hospitalized due to sickness or injury, so that you can focus on recovery, instead of worrying about bills.

Hospital Indemnity Insurance complements your health insurance, but doesn’t replace it. You can yourself, spouses and/or children.

Plan Features

Everything You’ll Need to Know

An injury or illness can land you in the hospital for a night or two – or even longer. If that happens, unexpected costs from deductibles, copays or coinsurance, as well as non-medical expenses like child care or transportation could take a serious toll on your family’s financial health.  That’s where Hospital Indemnity insurance comes in…

Optimax will be offering this benefit NEW! for the 2025 plan year, on a voluntary basis, through AFLAC. The coverage is guaranteed issue, meaning there are no health questions asked in order to be enrolled. If you elect coverage, it will go into effect January 1, 2025 and the cost of coverage will be deducted from your paycheck on a post-tax deduction basis.

Why Hospital Indemnity Insurance?

Websites

Contacts

AFLAC Group Claim Filing (Email Address)

[email protected]

AFLAC Group Claim Filing (Fax Number)

1.866.849.2970